This Hispanic Chamber presents this COVID-19 resource page to help address small businesses address COVID-19 impacts and fosters their resiliency and success.
Business Owner Space: BOS is San Jose-Silicon Valley’s most accessible, comprehensive, and useful one-stop resource for launching and growing a business in the greater San Jose metropolitan area.
Learn about sources of funding: The experts at the Small Business Development Center Silicon Valley can help you understand options to obtain low-cost funding, from the Small Business Administration and other sources. Refer to SDBC Hispanic Satellite and SDBC Silicon Valley
work2future: helps Santa Clara County residents get the skills and coaching they need to find a new job, get a promotion, or start a new career. We partner with employers to help them stay competitive and manage change with supportive and advisory services.
Reconnecting Silicon Valley Professionals (RSVP): A professional business networking to share business best practices, referrals, and more. The RSVP members represent one person per industry.
Job sites: Check out work2future’s jobs page, where you can find companies that are hiring, and post jobs that are available.
Silicon Valley Diverse Coalition: Serves as a source of local contract and employment opportunities.
Help with Financial Needs
Unemployment: Employees who have reduced hours or have been laid off due to COVID-19 can file an Unemployment Insurance claim through EDD to get partial wage replacement and benefit payments. Parents having to stay at home with their children due to school closures may qualify.
Pandemic Unemployment Assistance (PUA): If you are a business-owner, self-employed, or an independent contractor, you may qualify for the Pandemic Unemployment Assistance (PUA). This program provides Unemployment Insurance to those not usually eligible for regular state UI benefits. This program provides Unemployment Insurance to those not usually eligible for regular state UI benefits.
Disability: Employees who are unable to work due to having or being exposed to COVID-19 (certified by a medical professional) may file a Disability Insurance (DI) claim for short-term partial wage replacement payments.
Personalized Help: Workers who have lost their jobs and are struggling to pay the bills, can call or email the Santa Clara County CAN hotline for help accessing safety-net resources. Assistance is available in English, Spanish, Vietnamese, Mandarin, Cantonese and Tagalog. Call 408-809-2124 or email firstname.lastname@example.org.
Homeless Prevention Fund
Low-income Santa Clara County residents may now apply to this fund for direct financial assistance, based on documented loss of income as a result of COVID-19 impacts (maximum of $4,000 per month). Eligibility requirements apply. Currently, residents may add their names to the waiting list. More information is HERE.
Caring for Others
Those employees who are staying home to care for an ill or quarantined family member with COVID-19 (certified by a medical professional), can file a Paid Family Leave (PFL) claim which provides up to six weeks of partial wage replacement benefit payments.
Loss of Medical Coverage
Laid off employees who had insurance coverage through their employer are eligible to maintain their insurance both through COBRA and Covered California. For COBRA, inquire with your employer about benefits or with the Department of Labor – Employee Benefits Security Administration if your employer has gone out of business or stopped offering coverage. The Covered California website has information about enrollment and requirements.
Borrowers who are experiencing financial challenges due to COVID-19 are strongly encouraged to contact their mortgage servicer to explore their options as some banks and financial institutions may be offering relaxed requirements.
Summary Chart of State Resources
All of the relevant State of California financial resources for workers are summarized in a helpful chart from the State Labor and Workforce Development Agency.
Additional Guidance to Protect Workers
State Department of Industrial Relations: Cal/OSHA Interim General Guidelines on Protecting Workers from COVID-19
Office of Labor Standards and Enforcement (OLSE), County of Santa Clara Working Partnerships USA
Financial Assistance, Tax Assistance and Technical Support
We’re here to help! We are on your side. See SDBC Hispanic Satellite and SDBC Silicon Valley.
Loans up to $15,000 at 0% interest are available through this non-profit lending group. Borrowers with strong connections with their clients are most likely to qualify. Non-profits may apply as well. Collateral is not required and there is a 6-month grace period on repayment.
National Small-Business Grant Programs
There are many grant program offered by companies and government agencies, often targeted at specific types of small business. A good list of grant opportunities is maintained by Fundera. Although Fundera is a for-profit website, its grant list is comprehensive and regularly updated.
Deferred Business Taxes for San Jose businesses
The City of San Jose is offering a temporary expansion of its business tax financial hardship exemption. The Financial Hardship Exemption Program is designed to help sole proprietor businesses in the City of San José whose business income is at or falls below two times the poverty level income established by the United States Department of Health and Human Services.
State Tax Assistance
The State of California offers payment plans for personal and business taxes.
Federal Tax Changes
Many businesses that have been negatively impacted by COVID-19 may qualify for new employer tax credits through the Internal Revenue Service. An IRS tool will help you understand what federal tax relief programs are available for your business.
Did you know there are ways to avoid laying off workers? The Unemployment Insurance Work Sharing Program allows you to retain trained employees by partially off-setting wages due to lost hours.
All businesses are required to complete a Social Distancing Protocol to help slow the spread of COVID-19. These Protocols must also be submitted to Santa Clara County. Detailed instructions are available at the County’s site. Reviewing, completing and submitting the form takes just a couple of minutes.
Santa Clara County Public Health: A collection of information around COVID-19 such as but not limited to: CV19 county snapshot, testing locations, flyer, and poster library, educational articles, and more.
U.S. Equal Employment Opportunity Commission: What you should know about COVID-19 and the ADA, the Rehabilitation Act, and Other EEO Laws.
California COVID-19 Supplemental Paid Sick Leave: Stay in compliance with California labor law requirements during COVI-19.
Labor Commissioner’s COVID-19 Guidance and Resources: Labor Commissioner’s Office has posted resources to help workers and employers be aware of and comply with changes in the law regarding supplemental paid sick leave during the COVID-19 pandemic.
Temporary Eviction Protections
The San José City Council has enacted a temporary residential eviction moratorium in response to the COVID-19 pandemic. The moratorium will be in effect at least until August 31, 2020. Documentation of COVID-related impacts (loss of income) are required. For more information, email RSP@sanjoseca.gov, or call the Rent Stabilization Program at (408) 975-4480. For more information, visit the website.
An eviction moratorium on commercial tenants is also in place throughout Santa Clara County through August 31, though it may be extended by the County Board of Supervisors.
Small business owners being threatened with eviction can call the Law Foundation of Silicon Valley’s free legal helpline:
(408) 280-2426 (English
(408) 280-2417 (Español)
(408) 280-2424 (Tiếng Việt)
Or email email@example.com
Help with Utilities Rent, Etc.
Help With Your Lease and Business Operations: BusinessOwnerSpace.com is a City of San Jose-led team of more than 30 programs that help small businesses. Partners offer free or low-cost mentoring, classes, and other support on many topics including access to capital, business planning, marketing, and legal issues including commercial leases.
Here are some links to major utilities’ pandemic websites:
- PG&E: temporary moratorium
- San Jose Water – temporary moratorium
- Great Oaks Water Company – discontinuance policy
- AT&T – COVID-19 help
- Comcast – payment and other information
- T-Mobile – payment and other information
Questions about solid waste management during shelter-in-place? Get all the details on scheduled pick-ups, reducing waste and donating food here.
Hispanic Chamber of Commerce of Silicon Valley: Learn more about this chamber.
Silicon Valley Diverse Coalition: The SVDC supports the diverse small business community of the greater silicon valley. We provide and exchange information for the benefit of the diverse business community and serve as a focal point for connecting our members with corporate and government procurement and or contract opportunities.